Toll Free: (800) 379-1328

Ext:1263 - S.Christian

Ext: 1220 - B.Krowel

 

 

 

CHRISTIAN & KROWEL

Mortgage Bankers

About Us


Tri-Emerald Financial Group; Three guys, a team and a dream.

 

Tri-Emerald Financial Group (TFG) was incorporated in 2007 by three long standing industry veterans. The mission was simple, to make loans to qualified consumers using the following principles:

 

                

      • Offer fast, friendly service

 

      • Offer a full array of mortgage products

 

      • Develop a diversified and flexible approach to the market

 

      • Become a trusted provider in the marketplace

 

      • Do "Right" by our customers, every time

   

 

The three partners were faced with a daunting task back then, as the mortgage market had collapsed and the path to becoming a fully licensed, direct lender was uncertain, at best. Even in the worst of times, they were consistent in their desire to build a company that would flourish when the industry regained its footing. They wanted to do it the right way!

 

Over this last three years, the company has accomplished many significant milestones and, as a result, TFG has taken a position as a leading mortgage lender in the market in which it serves.  

 

      • HUD Full Eagle with Delegated Underwriting

 

      • $150,000,000 in monthly lending capacity

 

      • In-house lending from state to finish

 

      • Double digit growth in 2010 and 2011

 

      • Over-capitalized 2 ½ - 3 x of loan-loss reserves

 

      • "A" Rating With The Better Business Bureau

 

      • Among the most competitive rates in the Industry

 

 Why Tri-Emerald?

 

The TFG of 2011 extremely fast, friendly and trustworthy and our people are the best in class! Also, we offer a full array of mortgage products, from conventional loans, to FHA, VA and reverse mortgages! And, we have built diversification into our business approach! Our marketing initiatives include our call center which turns our Internet leads into loans, and our special realtor-based business channel for development of our purchase-money products, and finally Tri-Emerald Outreach, to engage large groups and inspire them to join us in our desire to give back to the communities which we serve! That translates to an excellent mortgage experience for every customer who applies to TFG!

 

Tri-Emerald Financial Group is truly a turnkey mortgage banking operation!